scouts-l Mail Archive for June of 2000: Re: Insurance and Liability Experiences
Marc Godbout (marcgodbout@LANCAST.COM
Tue Jun 06 2000 - 06:28:20 CDT
I wanted to thank all the respondents from my initial post on this subject.
There were too many to respond individually.
And here's what I learned from all this:
1) Apparently, I *am* one of the lucky ones, along with my immediate
co-scouters. The probability of a problem occurring is statistically pretty
low, though (no real numbers to report, just a general feel), so I don't
think I'll change my worry factor. But it's not zero, either.
2) One of the reasons I haven't seen any accident insurance problems is that
the insurance is optional, and I don't believe any of the units I've been
working with use it. Maybe something to reconsider, as it is inexpensive
and they are reportedly prompt and effective.
3) It looks like there are people who sue even scouters and the BSA's
liability insurance seems to work.
4) Filling out tour permits for everything could be a pain, but it's free.
*Maybe* it could prevent a legal hassle from getting worse, although I
didn't see any responses where someone had extra legal trouble because they
didn't fill out the forms. Our council only requires them for overnight
camping at non-Scouting events and any event outside of council area. They
are free to us, but maybe not to the folks at Council who have to process
them. Something more to think about.
Anyway, thanks again.