scouts-l Mail Archive for June of 2000: Re: Insurance and Liability Experiences
Neil Lupton (NeilLup@AOL.COM
Thu Jun 01 2000 - 21:29:30 CDT
In a message dated 6/1/00 6:07:32 PM, marcgodbout@LANCAST.COM writes:
<< In the interest of keeping this somewhat scientific, if anyone does have
some experience to share, could you also supply how many years you've been
in the business and in what ? >>
Three personal examples, Marc. Two are the accident insurance and one is
the liability policy.
1) While at a Wood Badge course, I reinjured a severely injured knee. The
BSA's insurance promptly paid for the medical treatment and for a brace for
2) My daughter was a member of an Explorer Post specializing in horseback
riding. The associate advisor fell off a horse and fractured his back.
The BSA's insurance promptly paid up to the limit of the policy for treatment.
3) As a council officer, I was a defendant in a lawsuit for an incident at
our summer camp. The plaintiff sued essentially all of the council's
officers. That particular year, I did not even visit that camp and had no
line responsibility for the camp operations.
I was informed by the BSA's attorney that I would be a defendant and I
informed my insurance company (also USAA like Mike Walton). The BSA's
attorney took prompt action and after about six weeks, I was removed as a
defendant from the lawsuit. I never needed to give a deposition nor have
As far as experience, this is my 36th year as an adult in unit, district and